Existing customer

Loans for students

Welcome! Our application takes just a few minutes.

Are you an 18+ year old student studying in the UK?

We’ll need to verify that you receive student finance

You'll need to have a letter or log in details to hand to help us verify your student finance income. You can log in later to provide this if you need to. More info

Your Smart-Pig loan

When would you like to repay?

Representative 1,058% APR. More about this

Representative Example: £250 loan for 51 days. Interest 292% p.a. fixed. Total to repay £352.00. Representative 1,058% APR

You will need:

  • A valid email address
  • Your bank and debit card details
  • A working mobile phone
  • To agree to a credit check

About You

Personal Information

We need your details to be able to send you all the documents related to your loan and any verification codes needed so you’re able to complete your application.

Your university or college

Billing address

Please provide the address that would appear on your bank statements.

Enter address manually

Contact address

Contacting You

Smart-Pig and other companies in SBTP Group (we), such as our sister company Buffa, may occasionally contact you to offer you deals, promotions and updates.. We’d love to be able to keep in touch.

Can we contact you by email?

Can we call you?

Can we send you mail?

Can we contact you by SMS?

Choose a password

If you leave the application, you can sign in with your email address and password to continue where you left off. Once your application is complete, you’ll be able to access My Account and manage your loans.

Passwords must be at least 8 characters with one number and one upper case character


We’ve sent you an SMS

We need to verify your mobile phone number.

SMS Code didn't arrive?

About your student finance

Do you have any additional income?

About your spending

In order to check this loan is affordable for you, please enter what you plan to spend per month on:

Save and Continue

Bank details

Your bank account details

Please check your bank account details are correct, we’ll need these details to send your loan to you.

Your debit card details

Please check your debit card details are correct so we can charge your card to take repayment of your loan.

Promotional Code

If you have a "Refer a Friend" code or a "Stunii" code please enter it here, if you don't then please leave this blank. Thank you.

Save and Review

Review and submit

Please ensure all the details below are correct. This will be your last chance to make any changes.

About you

First name
Last name
Date of birth
Email address
Mobile number
University or college
Graduation year
Living arrangements
Billing address

Contact address

Your spending

How many people rely on you for financial support?
Reason for loan

Bank details

Account holder
Account number
Sort code
Bank name

Your debit card details

Card type
Expiry date
Name on card
16-digit card number

Promo code

Promo code
Loan edit

Your Smart-Pig Loan

Over 18 years old
Studying in the UK
Student finance type
Next student finance
When to repay
Total to repay
  • Interest capped at 50%
  • No late payment fees
  • 10 day grace period if your student finance is late